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Book your appointment

Choose the type of appointment, tell me about your situation and at the end you pick the day and time. With that information up front I come prepared and we waste no time.

What kind of appointment you need *

Fields marked with * are required.

Your details

I need your address to prepare comparisons and documents: premiums and deductions change from one canton and municipality to the next.

What you want to go over (optional)

Your health and your family's

Your home, your car and your liability

Your money and your future

How you would prefer to meet *
Terms *

If you cannot come, let me know 24 hours ahead

If you cannot make it, just let me know by email or WhatsApp at least 24 hours in advance and we move the appointment at no cost. Si no avisas en ese plazo y no acudes, se emite una factura de CHF 80.— en concepto de tiempo reservado.

Read the full terms

Nature of the agreement. The appointment is a mandate contract under art. 394 et seq. of the Swiss Code of Obligations (CO). Art. 404 para. 1 CO allows either party to revoke the mandate at any time, which is why cancelling in advance never costs anything.

Cancelling too late. Art. 404 para. 2 CO provides that a party who revokes the mandate at an inopportune time is liable for the damage this causes to the other party. An appointment that is not cancelled at least 24 hours in advance leaves a gap in the calendar that can no longer be filled. Art. 97 para. 1 CO governs compensation for non-performance.

El importe, acordado de antemano. Las cantidades no se fijan después: se acuerdan aquí, de forma expresa y previa, al marcar la casilla, conforme a los art. 1 y 2 CO sobre formación del contrato. Son CHF 80.— para una cita de una hora y CHF 62.— para la llamada de quince minutos. En la hora de orientación, que se paga por adelantado, la sesión se considera prestada y el importe no se devuelve.

Paying the invoice. It is issued in the name of Carolina Torras and is due within 30 days. After that deadline, art. 102 CO places the debtor in default and art. 104 para. 1 CO provides for default interest of 5 % a year.

How to get in touch. By email to info@finanzasensuiza.com or by WhatsApp on +41 76 500 32 19. What counts is the date and time the message is received.

What is not up to me. The response times of third parties —authorities, insurers, banks, pension funds— fall outside this agreement.

Data protection

Your details are used to prepare and hold your appointment, and for any advice you take on afterwards. They are not passed on to anyone except the companies needed for whatever you ask me to arrange.

Tratamiento conforme a la Ley Federal de Protección de Datos (LPD revisada): principios del art. 6 LPD, deber de informar del art. 19 LPD y derechos de acceso, rectificación y supresión de los art. 25 a 32 LPD. Si resides en la UE, también se aplican el art. 6.1.b (medidas precontractuales) y el art. 13 del RGPD. La asesoría de seguros se presta a través de FIDRO GmbH, intermediaria no vinculada, con la información del art. 45 de la Ley de Supervisión de Seguros (LSA/VAG). Detalle completo en la política de privacidad.

Your appointment Financial review · 1 hour
Price No fee for you
When you send it You choose the day and time in my calendar

The confirmation reaches you by email with the video call link or with the office address, depending on what you ticked.

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An information channel about finance in Switzerland: what changes, what deadlines are coming up and what is worth knowing. I am the only one who posts: it is not a group, and no one can see who else is following.

I post in Spanish.

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