Tax deductions many people in Switzerland miss
The Swiss system offers very generous deductions — if you know them.
The most important deductions (2025)
Third pillar (3a): Up to CHF 7,258 per year deductible for employees.
Children and family: Per child CHF 6,000–10,000 depending on canton. Childcare also deductible.
Commuting: Public transport up to CHF 3,000 federally; cantons may allow more.
Meals away from work: Around CHF 15/working day if no canteen.
Debt interest: Mortgages and loans partially deductible.
Professional training: Up to CHF 12,900 per year.
With B permit (Quellensteuer)
File a supplementary return before 31 March to reclaim all deductions. The difference can exceed CHF 3,000/year.
This content is educational and does not constitute personalised financial advice under FINMA regulations. For a tailored recommendation, book a consultation.
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