Financial advice across Switzerland · in your language
Financial clarity for your life in Switzerland.
Close, expert guidance on insurance, mortgages, investments, taxes and accounting, companies, paperwork, legal matters and digital solutions.
Financial advice across Switzerland · in your language
Close, expert guidance on insurance, mortgages, investments, taxes and accounting, companies, paperwork, legal matters and digital solutions.
Finanzas en Suiza
Service catalogue
Clear, transparent prices from the start. No surprises.
About me
Certified wealth advisor
I am Venezuelan-Spanish, a Certified Public Accountant (Cum Laude) with over 22 years supporting individuals and companies in their financial decisions. As a certified wealth advisor in Switzerland, I help Spanish-, Italian-, English- and Portuguese-speaking people understand and make the most of the Swiss financial system.
carolinatorras.com →Certified wealth advisor in Switzerland · FINMA register no. F01532796
Free calculators
Calculators and simulators designed for your financial life in Switzerland. Indicative results.
How much to contribute and how much tax you save.
→Estimate your monthly premium by canton, age and deductible.
→How much you can finance under Swiss rules.
→Income vs expenses and what is left.
→List all your bills so you forget none. Adds up automatically.
→Add up your assets and debts to see your net worth.
→Your financial health, key dates and quick access.
→Blog & Guides
Practical guides on wealth, insurance, mortgages, taxes and living in Switzerland.
Being a foreigner in Switzerland has specific legal and financial implications.
Read more → InsuranceBasic insurance covers the essentials, but some treatments are excluded.
Read more → MortgagesSwiss banks apply the one-third rule before granting a mortgage.
Read more → InvestmentsBefore any investment decision, understanding your risk profile is essential.
Read more → TaxesThere are deductions in the tax return that many foreigners are unaware of.
Read more → BusinessBefore setting up a company in Switzerland, you need to choose the right structure.
Read more →Testimonials
700+ A network of over 700 clients who trust my advice to protect and grow their wealth in Switzerland and Europe.
I want to recommend Carolina Torras with complete confidence and gratitude. After very negative experiences with other advisors, where I lost time, money and almost the motivation to keep going, she made a huge difference. In very little time she understood my situation, organised everything and provided real, effective solutions. What others did badly, she solved with professionalism, speed and commitment. Thanks to her work I regained control of my business and the confidence to keep fighting for my dreams. A serious, honest and very dedicated professional. I recommend her 100%.
Many thanks to Carolina for the excellent Masterclass. Her professionalism, friendly manner and clear explanations make everything much easier for people starting a new life in Switzerland. You immediately notice her experience and commitment to helping others. Absolutely recommended.
I want to highlight Carolina’s excellent work as a professional in insurance and finance. She is extremely well-prepared, with broad knowledge and an admirable ability to explain complex topics clearly and simply. I fully recommend her for her ethics, expertise and human quality.
I received very professional advice; both the company and the advisor give me great confidence. Carolina Torras has an excellent attitude, very solution-oriented and helpful.
I want to leave my recommendation for advisor Carolina Torras, who has helped me with my wealth. With her I feel at ease, because I’m certain that I and my assets are protected. Thank you for everything.
I want to highlight the excellent service from Carolina Torras. From the very first moment she was very professional, approachable and attentive to every detail. You can tell she genuinely cares about helping her clients. She answered my questions clearly and with great patience. Without a doubt, one of the best experiences I’ve had.
I was advised by Carolina Torras. She is an extraordinary professional, very dedicated to her clients and explains things very well. Without any doubt, I trust her completely.
My experience with Carolina Torras is excellent. She is a very professional person with great human warmth. She knows how to convey her knowledge to the client in simple yet wise language. Congratulations.
Carolina Torras, an excellent financial advisor. She stands out for her seriousness, deep market knowledge and her ability to offer clear, personalised solutions. She conveys great confidence and acts with ethics and responsibility. Totally recommended.
Partners
Direct access to the best financial products and insurers in the Swiss market.