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Net worth

List what you own and owe to see your real net worth.

Your net worth —
Assets — Debts —

What you own (assets)

Current account
Savings account
Cash
Pillar 3a
2nd pillar (pension fund)
Investments
Real estate
Vehicle
Other assets

What you owe (debts)

Mortgage
Loans
Cards / leasing
Other debts

Your 2nd and 3rd pillars are also your wealth, even if you cannot use them now. Review once a year.