Blog & Guides
Practical guides on wealth, insurance, mortgages, taxes and living in Switzerland.
Being a foreigner in Switzerland has specific legal and financial implications.
Basic insurance covers the essentials, but some treatments are excluded.
Swiss banks apply the one-third rule before granting a mortgage.
Before any investment decision, understanding your risk profile is essential.
There are deductions in the tax return that many foreigners are unaware of.
Before setting up a company in Switzerland, you need to choose the right structure.
Switzerland has one of the most efficient debt collection systems in the world.
In Switzerland, digital competition is intense across all sectors.
The first months in Switzerland are decisive for your financial future.
The three pillars: AHV, BVG and 3rd pillar. Building your financial independence.
Real savings benchmarks by age group. Are you on track?
Inheritance tax varies enormously by canton. Planning ahead can save you thousands.
For around CHF 150/year you can protect yourself from massive claims.
Life insurance is not for you — it's for the people who depend on you.
Rates have changed. What worked two years ago may not be optimal today.
Indirect amortisation can save tens of thousands of francs over the loan term.
Index funds (ETFs) are one of the most widely used investment instruments worldwide.
The Swiss real estate market is one of the most stable in the world.
For many foreigners, the Swiss tax return is a mystery.
Working independently in Switzerland has tax advantages — and obligations.
The Swiss labour market has specific rules for employers.
The tax difference between cantons can exceed CHF 20,000 per year.
Your permit determines what you can do in Switzerland.
Changing employer can have tax, pension and permit implications.
Switzerland has an advanced digital banking system.
Switzerland has one of the clearest cryptocurrency frameworks in the world.
Finding a flat in Switzerland is a competitive and formal process.
Beyond the gross salary, what matters is what's left after expenses.